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Carriers

As an independent insurance agency, RTP Insurance has the ability to represent scores of companies, so customers can find the one that fits their needs best. Some of our largest carriers are listed below, but if you have a more specialized need please contact us by email and we can shop thousands of companies to find one the service and pricing you are looking for. We offer Personal lines, Life, Health and Disability, Commercial insurance, and Bonds.

Personal

Farmers Insurance Exchange — For many years one of the largest insurance companies on the West Coast, Farmers is now in North Carolina. Owned by Zurich Insurance, Farmers has some of the most competitive rates and best claims service around.

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Safeco — If you qualify, Safeco has THE most competitive rate structure in the personal lines auto, and excellent homeowners rates. Their premier claims service is an ironclad "no questions asked" promise that WE are not through with the claim until YOU are 100% satisfied.

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Progressive — From the best drivers to those with no experience or several tickets or accidents, Progressive is our very best company for ease of information, billing and automation. The rates are very competitive, and with a regional claims center in Raleigh, the servicing is lightning quick.

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GMAC/Integon — If you have a few tickets, or you just need liability insurance, GMAC just might be the company for you. Based in Winston-Salem, with coverage all over the country, Integon has very competitive rates if you are in their particular market.

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Service — Our best company for rental dwelling coverage. Also, if you need homeowners coverage and live east of I-95, Service is one of the few companies still accepting new business for homeowners policies.

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Foremost — The leading insurer of mobile homes, Foremost is our best carrier of mobile home insurance.

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Life and Health

We represent many fine companies, including Transamerica, Occidental, The Principal, New York Life, Protective Life Insurance American Republic and others. We can get coverage at extremely competitive rates for disability income, long term care, term or permanent Life Insurance, Medicare Supplement, and/or health insurance.

NOTE - We are one of the few agencies who have the ability to procure Medical Savings Accounts which are valid in the state of North Carolina. These are wonderful tax-saving, investment-oriented health plans, perfect for the independent businessperson. Email us for details.

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Commercial

National Grange is not called "Main Street USA" Insurance for nothing. Representing the small business enterprise in 50 states for over 80 years, this is a company whose competitive rates are surpassed by claims service and simplicity and ease of billing. All lines of commercial insurance are offered.

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Alliance — A NC-based mutual company, Alliance has some of the very best rates for artisan contractors liability programs. They also offer a competitive Business Owners Plan, Commercial Auto, and Workers Compensation.

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Princeton — Specializing in Workers Compensation, Princeton has the most competitive rate structure we have found in the state of NC. Although they do not write insurance for carpentry or roofing, most other artisan/business lines should find the rates and the service from Princeton a pleasant surprise.

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Service — If you want commercial property coverage, Service is the place. Very quick risk evaluation, and one of the few companies in NC still actively seeking apartment complexes to write, Service is outstanding in commercial fire/property coverage.

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Farmers Insurance Exchange is alos a commercial carrier. These people have been around for over 70 years, and know what the business owner needs and wants for insurance. Excellent rates. Excellent service.

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Bonds

Western Surety — As a division of CNA Insurance, Western Surety is the largest insurance bond writer in the country. The biggest and the best.

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